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THE ACADEMY

OF

MONEY

makeover

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Shaneika, every time I spend a large amount of money or make a big payment, I feel anxious—like the money won’t come back.

Shaneika, even when I have money saved, I feel uneasy watching it decrease whenever I use it.

Shaneika, I work hard for money, but the moment I receive it, I’m already worried about losing it.

Shaneika, I constantly fear that one wrong financial move could destroy everything I’ve worked for

Shaneika, when I think about the future, I worry that I won’t have the resources to take care of myself or my family.

Shaneika, when unexpected bills or expenses show up, I feel a wave of panic and wonder if I’ll ever get ahead.

Shaneika, each time I look at my bank account balance, I feel a knot in my stomach—afraid it’s never enough

Shaneika, whenever someone asks me to spend on myself—self-care, travel, or fun—I feel guilty and anxious

Shaneika, no matter how much money I make, it never feels safe, secure, or “enough” in my body.

Shaneika, even small purchases sometimes bring me anxiety—like I should be holding onto every coin.

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